● and、but 和 or 可用來連接句中個別的部分，and 是用來連接「同類型」的字。 My grandmother has two cats and two dogs. (我奶奶有兩隻貓和兩隻狗。) We have salty and sweet bread. (我們有鹹的和甜的麵包。)
● but 用來表達「相反的概念」。 I went to his office, but he wasn't there. (我到他的辦公室去，可是他不在。) I tried to call him, but his voice mail kept picking up the call. (我打電話給他，但一直轉到語音信箱。)
● or 用來表達「多者擇一」的可能性。 We could go on a vacation to Hong Kong or Macau. (我們可以到香港或澳門度假。) Are you married or single? (你已婚還是單身？)
● because 用來描述「原因」，常連接子句。表示原因的子句會放在 because 後面。 I can't go because my wife won't let me. (我不能去，因為我太太不讓我去。) I can go because my wife is out of town. (我可以去，因為我太太出城去了。)
● so 用來描述「結果或目的」，也是連接子句。表示結果或目的的子句會放在 so 的後面。 The meeting is cancelled, so you don't have to go now. (會議取消，所以你現在不用去了。) They want to meet you right now, so you have to come as soon as you can. (他們想馬上見你，所以你得儘快趕來。)
One day, you'll need to learn how to save money, even if you don't have anything to save for right now. Get used to saving and budgeting now! Then you'll have money when you do want something expensive, and you'll be practicing for your future.
Tip one: Be clear about how much money you have coming in. Do you get your allowance weekly or monthly? Do you earn any other money? Total your money for the period you want to budget for.
Tip two: Separate needs from wants. You need money for transportation; you want to have money left over for snacks and games. Then decide which of your wants should get priority and which ones you can let go.
Tip three: Make a budget! Once you know how much money you will have in a period of time, you can decide how to spend it. Separate the money for your needs and don't touch it for anything else. Then add up how much your wants will cost. See if you can make your needs and wants add up to 90% or less of your total allowance.
Tip four: Put your savings—the 10% or more that you aren't spending each month—far away. Put them in a bank or somewhere that you can't reach easily. You'll be less tempted to use them that way.
Tip five: Write your expenses down, at least until you can get used to what they are. This way you'll know where your money is going and what you need to do to hold on to it longer.
Tip six: Put a little bit away every day. Even if it's just change, get used to having something left over. You'll be surprised at how much change adds up over months.